Reader’s Question: Is there like an auto insurance calculator somewhere that I can use to find out if I’m overpaying for my auto insurance here in Wisconsin? Joy Eau Claire, WI There are definitely many websites, tools and financial management software available that can be used as effective auto insurance calculators, in fact there are [...]

Reader’s Question: I’ve heard that there is a minimum requirement for auto insurance coverage that I need to get here in Oklahoma, is that true? Eruel Tulsa, OK Yes, it is true that there are minimum requirements that you need to get on your auto insurance policy. Almost every state, as mandated by their Financial [...]

Reader’s Question: I am looking for insurance on a new vehicle here in Texas and I’m wondering about the information I can get on the web (like those auto insurance calculator tools on insurance web sites), are they reliable? Denver Waxahachie, TX Yes, the Internet has become a reliable medium for both consumers and businesses [...]

Reader’s Question: I’ll be needing an auto insurance coverage for my vehicle loan here in Louisiana and someone told me I could get discounts on auto insurance premiums, is this true? Constance Lake Charles, LA Yes, it is true that auto insurance companies do give out discounts and incentives depending on a customer’s specific circumstances [...]

Reader’s Question: I was stupid enough to get caught drinking a bottle (but just a bottle) of beer while driving, how would this affect my auto insurance rates here in Florida? James V. Boca Raton, FL Sad to say it would affect your auto insurance rates significantly. Driving under the influence (DUI or also known [...]

Reader’s Question: I’m new and fairly clueless about this auto insurance thing, but I would need to get one soon since I will be buying my first car here in Louisiana. Can you help me? Clarence Baton Rouge, LA A lot of people would know how you feel. For first time auto insurance buyers, just [...]

Reader’s Question: I will be renting a vehicle for my trip here in Georgia for about a month or so, should I still get auto insurance for it? Would this be a non owners auto insurance policy? Peter Sandy Springs, GA You should definitely consider getting a Non owners Auto Insurance policy (if you don’t [...]

Reader’s Question: Is it true that my grandfather here in Maryland would have to pay high car insurance rates for being a senior elderly driver? Sean Baltimore, MD Yes, it is true that a car insurance provider can charge your grandfather there in Maryland higher rates. The thing about auto insurance is that its an [...]