Auto Insurance Calculator

Reader’s Question:

I’ve heard that there is a minimum requirement for auto insurance coverage that I need to get here in Oklahoma, is that true?

Eruel

Tulsa, OK

Yes, it is true that there are minimums and requirements that you need to get on your auto insurance policy. Almost every state, as mandated by their Financial Responsibility laws, requires you to carry a minimum level of liability insurance before you are granted permission to drive. For Oklahoma that would mean 10/20/10 (Don’t worry, you don’t need any specialized auto insurance calculators, you won’t need to do math either). 10/20/10 simply means that your auto insurance coverage must have at least $10,000 worth of liability protection for any person you happen to injure during a car accident, at least $20,000 to cover for all people injured per accident, and $10,000 worth of liability protection if you are sued for damages to property.

This may sound like a lot but you will be surprised at how fast car accident damages ad expenses can accumulate, usually into very large sums of money. You can also be sued for huge amounts of settlements for injuries, pain and suffering as well as for lost work hours, and that is not including how much it would take to restore or repair your vehicle. It is always recommended that you focus on getting as much liability protection as you can.

You can go to auto insurance portals like this one, not only to get cheap auto insurance quotes but to also get information on how much liability you can get per provider and this is a good way of determining which provider can give you the most protection while still being affordable.

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